You Can Do Both: How to Pay Off Debt And Invest If You Make Less Than $50,000
When paying off all of my student loan debt in December of 2017 it was important for me to still invest my money because I didn’t want to be debt-free, but have a net worth of $0.00.
Remember a net worth is all of your assets minus all of your liabilities or everything you own (savings, investments) minus everything you owe (all of your debt)
The strategy I took allowed me to pay off $47,000 worth of debt while still having a net worth of over $50,000.
The first job I got 6 months after I graduated college I was making a whopping $30,000 a year. The next job after that $38,000 and I honestly should have negotiated (but my mindset wasn’t where it needed to be then, try me now though lol) because I was there for almost 5 years and never made more than $41,000.
We get it fam, you’re working your 9-5, trying to pay off debt, trying to brunch, trying to save and invest and it just doesn’t feel like it’s enough or like your debt is barely moving. Truth is you can’t afford not to pay off debt and invest at the same time. Your future self is depending on you to figure out a way to do both especially if you grew up in a family where money wasn’t really a discussion.
If deep down inside you want a different upbringing for your children or even a better future for yourself you have to start building wealth today. Anthony and I are here to show you how in an online masterclass replay video! We will cover a wide range of topics from money mindset, debt elimination, investing, your spending plan and so much more!
ANTHONY COPEMAN is a Certified Financial Education Instructor, founder and Chief Freedom Fighter of Financial Lituation. He is a Harlem, NY native, which he credits to helping mold him as a cultural engineer, creative thinker and community servant. His mission is to help millennials reinvent their finances and reimagine their freedom, so they can live the lives they were created to live.
Anthony has offered his financial expertise and perspectives with Credit Karma, Newsweek, Go Banking Rates, Chime Bank and many other media publications.
Once purchased you will receive an email with the following download:
1-hour masterclass video, budget template, and the presentation. Make sure you download on your computer you can always email me if you have questions!
What I wish I knew before buying my first home with Kendra Barnes from The Key Resource
Instead of struggling to figure out how to purchase your own home on your own, let Kendra tell you the short cut.
Who is Kendra?
Kendra is an Economist by day and Real Estate Investor by night. She created The Key Resource to change the perception of what a Real Estate Investor is “supposed to” look like. Kendra owns and manages 4 properties (8 rental units total) and is in the process of buying two more! She’s on a mission to empower and educate Millennials about building wealth through Real Estate Investment. When she’s not working, or looking for her next investment, you can find her thrift shopping, baking some gluten-free goodies or binge-watching Netflix with her husband!
Here’s what you’ll learn during the Class:
- Renting vs Owning – an honest look at the pros and cons
- The credit mistake I made 10 years ago that I am still paying for today, and how to avoid it
- 3 ways to get over the down payment hurdle
- 5 things you can start doing today to prepare for homeownership
- What is a debt to income ratio, why it matters and how you can fix yours
- After purchase, you get access to the 1-hour video replay, The House Hunters Handbook, and a Home Budget Excel sheet right to your email.
Get your money right and curves tight this year
If getting your money right and your curves tight is a goal for you in the new year, I have a 1-hour class that I held with personal trainer Kirby. The 1-hour class is filled with gems. Not only do you get a video, but you also get the information in presentation form as well. So If you’re struggling to understand how to budget, or even which workouts to do when you hit the gym in January that will give you a curvy frame, Kirby and I have got you covered.
Here’s what you’ll learn:
- Top Workouts to build your booty and top things to do to stick to your budget
- The typical meal plan needed to reach your body goals + Tips to beef up your savings and pay off your debt
- The mindset shift you need to have in order to reach your body and money goals
- Once purchased you will receive an email with the following download:1-hour masterclass video Make sure you download on your computer you can always email me if you have questions!