Know how much money you need to pay yourself and pay all your bills each monthvia GIPHY After you know how much you pay monthly to yourself, and for your bills like rent, Sallie Mae, your cell phone and groceries you should have extra money left over. (and if you don’t you may have to pick up a side hustle for some extra cash) That extra money can be used for fun whether it’s for brunching or for vacation this is your choice. Need a step by step breakdown on how to create your budget you can check out my budgeting like a boss guide or my how to pay off debt fast class which goes over budgeting as well.
Once you’ve given yourself a set amount of money for fun and it’s gone dassitvia GIPHY When the Remy’s in the system ain’t no tellin if i’ma stick to my budget. Lol This is a tune that many people are singing because once you’ve had a few drinks it’s easy to convince yourself that you can keep swiping your card. Even if you’re already over your fun money. To help with this maybe try only using cash when you go out and once that cash is gone dassit beloved. You must keep your goals in mind because remember when you go over your allocated money for fun you are cutting into another one of your goals.
Keep it real with your friendsvia GIPHY If you really can’t afford the Uber let your friends know, or don’t even bother bringing up taking an Uber when you know your budget is telling that you need to take public transportation. There is no shame in keeping it real with your friends because if they’re your real friend they will understand that you have other goals that you’re trying to reach. If you don’t have any friends in your life that will cheer you on and keep you accountable to your money goals I created the Young Yet Wise Society membership just for you check it out.
Find ways to Earn extra cash outside of your jobIf you haven’t already sat down and created your monthly budget be sure to do so. It’s not a one and done kind of thing, you have to work at it weekly or at least look at it to make sure you’re on track. Give your self some room to have fun money each month or you will go crazy once that allotted fun money is gone you have to wait until the next month to re-up. Also if you find ways to make more money you could use that extra money to have more fun, but you could also use to to save more, invest more, and pay off your debt faster. ]]>
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